James Insurance Agency
Local. Independent. Trusted.

James Insurance Agency has served the families and businesses of Eastern North Carolina for over 50 years. As a family owned, independent agency, we work and live in your community and have the freedom to offer the best insurance products to fit the unique needs of you, your family and your company.

Using an Local Agent Matters

With today’s technology you could purchase insurance from an agency across the country or on the other side of the world. But is this really the best option? When you work with a local insurance agent:

  1. You Build a Relationship. We take the time to get to know our clients so we can better serve their needs. At James Insurance Agency, you are never a policy number, but a customer with goals and commitments, and we provide the protections needed for your success.
  2. You Talk to a Person. Whether you have questions about coverage or need support with a claim, we listen to your questions and help find the best solutions. You also speak with the same people in our office every time you contact us, which means that you don’t waste time repeating basic information.
  3. You Have a Partner. Completing an insurance form or filing a claim can be tricky, but you don’t have to do this alone. From the initial application to managing your claim, we are your advocates and will help in any way possible.
  4. We Have Your Back. We conduct full reviews of your coverage at each renewal and suggest changes as needed. Sometimes we find new discounts and other times we adjust coverage to match your changing needs. With James Insurance Agency you never need to wonder if you have too much or too little coverage.

Independent Insurance Agencies Add Value

James Insurance Agency was founded as an independent agency because we believe this structure allows us to best serve our clients. Compared to agents that represent only one insurance company, we add value because we offer:

  • Options. As an independent agency, we can offer you the best insurance options to fit your needs, regardless of the company offering the products. We represent the best insurance providers in North Carolina so you can get exactly the coverage you need.
  • One-Stop-Shopping. We can insure nearly anything you need to protect because we are not limited in what we can offer. Not only does this save you time when you purchase your coverages, it streamlines renewal processes and keeps everything in one place.
  • Money Savings. We know our insurance carriers and can help you save money. Sometimes bundling policies is the most cost effective process, but other times separate policies provide better coverage for less. We don’t make assumptions, but do our research to get you the best possible rates.
  • Customization. We don’t provide cookie cutter options. Instead, we recognize that every one of our clients has unique budgets, needs and assets, and we work hard to tailor our insurance recommendations to best protect the things they value most. From life insurance to investment properties, we assure that you have exactly what you need.

As both a local and independent agency, we have the flexibility, knowledge and understanding to serve our clients. We are honored to have earned the trust of generations of families in our area and work hard to live up to our reputation as an honest, responsive insurance agency.

Let James Insurance Agency customize your insurance portfolio, assuring that you have the coverage you need at a price you can afford.


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